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Another key element to consider is liability coverage. While liability coverage primarily protects against damage you cause to others' property or injuries you may inflict on others, it can also extend to rental cars in certain scenarios. This is particularly important if you're involved in an accident where someone else's vehicle is damaged along with yours. It's like having a safety net; you never know when you might need it.
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The emphasis on liability underscores a broader principle in insurance: protecting against external risks rather than internal ones. For instance, if a driver hits another car but has no collision coverage, their liability policy will still cover repairs up to policy limits. However, if their own car sustains damage in this scenario, they would be financially responsible unless they have additional physical damage protections like collision or comprehensive. This disparity illustrates how Progressive's policies often shift focus from vehicle preservation to financial responsibility for drivers.
2. If you notice any signs of damage or displacement, take immediate action to repair or resecure the cover before further harm occurs.
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